Effective Date: June, 2026
These Terms of Use govern access to and use of the website located at https://contiant.com (the "Website") and the services made available through the Website (the "Services").
The Website and the Services are operated by:
Contiant LLC
2810 N Church St, #807559
Wilmington, Delaware 19802
United States
E-mail: contact@contiant.com
Contiant LLC is a technology company that provides infrastructure and connectivity solutions enabling consumer-authorized financial data access, pay-by-bank functionality, account verification, and related financial connectivity services through integrations with regulated financial institutions and third-party financial service providers.
Unless otherwise expressly stated, references in these Terms to "Contiant," "we," "our," or "us" mean Contiant LLC.
Contiant LLC provides technology infrastructure that facilitates consumer-authorized financial data access, pay-by-bank functionality, account verification, and related financial connectivity services through integrations with third-party providers.
The services provided by Contiant LLC may enable users to authorize payments directly from their bank accounts, access financial account information, verify account ownership, and use related payment and financial connectivity features made available through merchants and financial institutions.
Contiant LLC does not provide banking services, payment processing services, money transmission services, or other regulated financial services. Contiant LLC does not receive, hold, possess, control, settle, or otherwise take custody of funds belonging to users or merchants. The movement of funds is performed by regulated financial institutions and other authorized participants in the payment ecosystem acting under their own authority.
These Terms apply to the Website located at https://contiant.com and to the Services made available through the Website.
The Website and the Services are owned and operated by Contiant LLC ("Contiant," "we," "our," or "us").
All content made available through the Website, including but not limited to text, graphics, logos, trademarks, trade names, service marks, domain names, software, source code, databases, designs, images, audio, video, and other materials (collectively, the "Content"), is owned by Contiant or its licensors and is protected by applicable intellectual property and other laws.
Except as expressly permitted by these Terms or applicable law, no part of the Website or the Content may be copied, reproduced, modified, distributed, transmitted, displayed, published, licensed, sold, reverse engineered, or otherwise used without the prior written consent of Contiant.
Users may access and use the Website and the Services solely for lawful, personal, and non-commercial purposes and in accordance with these Terms. Any unauthorized use of the Website, the Services, or the Content is strictly prohibited.
Nothing contained in these Terms or on the Website grants any license or other rights to use any trademarks, logos, service marks, trade names, or other intellectual property belonging to Contiant or any third party without prior written consent.
Copyright © 2026 Contiant LLC. All rights reserved.
Contiant strives to make the Website and the Services available on a continuous basis. However, the Website and the Services are provided on an "as available" basis and Contiant does not guarantee uninterrupted, secure, or error-free operation.
Contiant may modify, update, suspend, restrict, or discontinue all or part of the Website or the Services at any time and without prior notice, including for maintenance, security reasons, technical issues, regulatory requirements, or changes to third-party services or infrastructure.
Access to the Website or the Services may be temporarily unavailable due to scheduled maintenance, technical difficulties, failures of third-party systems, internet outages, or circumstances beyond Contiant's reasonable control.
The Website and the Services are provided on an "AS IS" and "AS AVAILABLE" basis.
To the maximum extent permitted by applicable law, Contiant disclaims all warranties, representations, and guarantees of any kind, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, reliability, or uninterrupted operation.
Contiant does not guarantee:
The Services rely on third parties that are not under Contiant's control. Contiant is not responsible for the acts, omissions, availability, products, services, or performance of any such third party.
To the maximum extent permitted by applicable law, Contiant shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including any loss of profits, revenues, goodwill, data, or business opportunities, arising out of or relating to the use of, or inability to use, the Website or the Services.
Contiant processes personal information in accordance with applicable privacy and data protection laws and its Privacy Policy.
The Privacy Policy describes the categories of information collected, the purposes for which information is processed, how information may be shared, the rights available to individuals under applicable law, and the measures implemented to protect personal information.
By accessing or using the Website or the Services, you acknowledge that your personal information may be processed in accordance with the Privacy Policy.
Please refer to our Privacy Policy for additional information.
By accessing or using the Website or the Services, you represent and warrant that:
You are solely responsible for ensuring that the information you provide is accurate and that any transaction or authorization submitted through the Services is valid and authorized.
The Services may rely on or integrate with other third-party service providers in order to facilitate certain features and functionalities.
Contiant does not own or control such third parties and is not responsible for their availability, performance, products, services, actions, omissions, or policies. The availability and functionality of certain features of the Services may depend on such third parties and may be modified, suspended, or discontinued from time to time.
Any interactions, transactions, or relationships between users and third parties are solely between the user and the relevant third party, unless expressly stated otherwise.
Contiant reserves the right to suspend, restrict, or terminate access to the Website or the Services, in whole or in part, at any time and without prior notice where required by applicable law, regulatory requirements, security concerns, suspected fraud or misuse, or where Contiant reasonably believes that continued access may expose Contiant, its users, or other third parties to legal, regulatory, operational, or reputational risks.
Contiant may also suspend, restrict, or terminate access where a user violates these Terms or otherwise engages in unlawful, fraudulent, abusive, or unauthorized activity.
Termination or suspension of access shall not affect any rights, obligations, or liabilities accrued prior to such termination or suspension.
Contiant reserves the right to modify or update these Terms at any time. The updated version will be made available on the Website together with the effective date of the revision.
Your continued use of the Website or the Services following the effective date of the revised Terms constitutes your acceptance of such changes.
If you have a concern or dispute relating to these Terms, the Website, or the Services, we encourage you to contact us first at contact@contiant.com. We will make reasonable efforts to resolve your concern informally within thirty (30) days of receiving written notice from you describing the nature of the dispute and the resolution sought.
If a dispute cannot be resolved informally, you agree that any legal action or proceeding arising out of or relating to these Terms, the Website, or the Services shall be brought exclusively in the state or federal courts located in the State of Delaware. You and Contiant each irrevocably consent to the personal jurisdiction and venue of such courts.
This Section applies solely to disputes between you and Contiant LLC in its capacity as a technology provider. Disputes relating to payment outcomes, account decisions, or services provided by third-party merchants, financial institutions, or other partners should be directed to the relevant third party.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.
If you have any questions regarding these Terms or the Services, please contact us at:
Contiant LLC
2810 N Church St, #807559
Wilmington, Delaware 19802
United States
E-mail: contact@contiant.com